Health care costs continue to spiral upwards out of sight. The sad reality is that experts are estimating that health care costs will just keep on climbing at a rate of 8-9% or more per year unless Americans as a nation positively change their health related behaviors. The population health of Americans overall continues to decline. Current health care reform legislation does NOT address a way to actually lower health care costs overall. Employers looking at employee benefits & risks and reviewing current health currency statistics are concerned and with good reason. Consulting firms such as Towers Watson estimate per employee
